Terms and Conditions
Welcome to the website of Capital for Life ("Capital for Life", "we", "us", "our"). The following terms and conditions ("Terms") govern your access to and use of our website www.capitalforlife.com (the "Website") and any content made available on or through the Website, including but not limited to blog posts, ebooks, videos, courses, emails, newsletters, and comments.
Please read these Terms carefully before using the Website. By accessing the Website, you agree to be bound by these Terms. If you do not agree with any part of the Terms, you may not access or use our Website or content.
Use of Website
The Website is intended for informational and educational purposes only. The Website offers content related to financial education. This content is not intended as professional financial advice. You should seek advice from a professional financial advisor before making any financial decisions.
The Website and its content are intended solely for users who are 18 years or older. Any registration by, use of, or access to the Website by anyone under that age is unauthorized and in violation of these Terms.
Intellectual Property Rights
The Website and all of our content are the property of Capital for Life and are protected by copyright, trademark, and other intellectual property laws. You may view, copy, and print pages from our Website subject to the following conditions:
(1) the content is used for informational, non-commercial purposes only; and
(2) any copy or portion of the Website content you make must include attribution to https://www.capitalforlife.com.
Other than as expressly allowed above, you may not reproduce, distribute, publicly display, publicly perform, modify, translate, download, post, reuse, repost, license, transmit, or create derivative works based on, any portion of the Website or the content made available on it, without our express written permission.
If you post, upload, input, provide, or submit any content to our Website, you grant Capital for Life a perpetual, royalty-free, irrevocable, non-exclusive right and license to use, reproduce, modify, publish, translate, create derivative works from, distribute, and display such content, in whole or in part, worldwide and in any form, media or technology now known or later developed, for any purpose whatsoever, including without limitation for promotional and marketing purposes.
Prohibited Content and Activities
You are prohibited from using the Website or any services, content, tools, or features made available on or through the Website to directly or indirectly:
- violate any law, regulation, legal rights of others, or our Terms;
- harvest or collect personal data of other users;
-distribute viruses or other harmful computer code;
- carry out any harassing, harmful, or unlawful activities;
- infringe on any patent, trademark, trade secret, copyright, or other intellectual or proprietary right of any party;
- impersonate any person or entity or falsely claim an affiliation with a person or entity;
- access restricted content or circumvent any access or use restriction methods we employ;
- advertise any goods or services without our express prior written consent.
We reserve the right to delete or remove any content in our sole discretion and without notice to you if we reasonably believe such content is prohibited, harmful, or otherwise in violation of these Terms.
User Account Responsibility
If you register for an account on our Website, you are responsible for maintaining the confidentiality of your username and password. You are also responsible for all activities that occur in connection with your account.
You agree to notify us immediately of any unauthorised use of your account. We reserve the right to terminate your account for any reason at our sole discretion.
Third-Party Links and Content
The Website may contain links to third-party websites and services. We provide these links solely as a convenience. Accessing these links will direct you away from our Website.
We do not control, endorse, sponsor, recommend, or accept responsibility for third-party websites, content, products, services, policies, or practices. We do not warrant or make any representations regarding the privacy practices, business practices, or trading terms of any third-party service. Use caution and conduct due diligence when interacting with third-parties.
If you choose to access any such linked websites, you do so at your own risk. We expressly disclaim any liability arising in connection with your use and interaction with any third-party site.
THE WEBSITE AND ITS CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT REPRESENTATIONS, WARRANTIES, OR CONDITIONS OF ANY KIND. WE DISCLAIM ALL EXPRESS AND IMPLIED WARRANTIES INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.
WE DO NOT WARRANT THAT THE WEBSITE OR ITS CONTENT WILL BE UNINTERRUPTED, SECURE, OR ERROR FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE WEBSITE OR THE SERVER ARE FREE OF VIRUSES, WORMS, OR OTHER HARMFUL COMPONENTS. YOU ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR, OR CORRECTION.
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.
Limitation of Liability
UNDER NO CIRCUMSTANCES, INCLUDING NEGLIGENCE, WILL WE BE LIABLE FOR ANY SPECIAL, INCIDENTAL, INDIRECT, PUNITIVE, EXEMPLARY, OR CONSEQUENTIAL DAMAGES ARISING FROM OR RELATING TO YOUR ACCESS OR USE OF, OR INABILITY TO ACCESS OR USE THE WEBSITE OR ANY CONTENT.
IN NO EVENT WILL OUR TOTAL CUMULATIVE LIABILITY FOR ANY CLAIMS ARISING FROM YOUR USE OF THE WEBSITE OR ITS CONTENT EXCEED $100 (ONE HUNDRED U.S. DOLLARS).
SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR CERTAIN DAMAGES, SO SOME OR ALL OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
You agree to defend, indemnify, and hold harmless Capital for Life, its officers, directors, employees, agents, affiliates, licensors, and licensees from and against any and all claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees arising from or related to your violation of these Terms or misuse of the Website or any content therein, including reasonable attorneys' fees and costs.
Modifications to Terms or Website
We reserve the right to modify these Terms at any time at our sole discretion. If we do so, we will update the Effective Date above. It is your responsibility to periodically review the Terms. Your continued use of the Website after any changes constitutes your acceptance of the amended Terms.
We may, at our discretion, make changes to the Website, its features, tools, and functionality at any time without notice. Your continued use of our Website after any such changes constitutes your acceptance of the amended terms.
Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising out of or relating to these Terms or the Website shall be exclusively subject to the jurisdiction of the courts of England and Wales. Our failure to enforce any right or provision in these Terms shall not constitute a waiver of such right or provision. If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the invalid or unenforceable provision shall be severed from these Terms and the remaining provisions will remain in full force and effect.
Please send any questions or comments about these Terms and Conditions to firstname.lastname@example.org.
Effective Date: October 11, 2023